http://www.familyunlimitedopp.com Ray Lucia’s Buckets of Money is a retirement investment program and system that has been around for some time now and being renewed through on air advertising. The system and program is based on a bucket system of investing (Buckets of Money) using a 3 bucket idea. Ray lucia’s investment program is not a new idea, but a great way to allocate your retirement funds to help you through your retirement years. Buckets of Money is a great program and a good way to learn solid investment ideas as well as getting out there and creating multiple streams of income online.

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Want to know whether you will have enough income to live on when you retire? The best way is to use an online calculator. Many of the calculators are very complicated. To get a quick and somewhat accurate amount, the best calculator that I have found is on Bankrate.com.

Here is an example of how to find and use it. If your situation is more complicated, other calculators may be better. However, this calculator will give you a basic idea of what you will have to live on. Give it a try and manipulate some of the parameters.

If you have any questions or need some assistance, let me know at www.CoachPaul.com.

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Note: Please state if you are M or F before proceeding, as well as age and marital status if you wish to. I’m looking for thoughtful responses to the following scenarios, so please be honest. This isn’t research, it’s just for fun. =) Assume that in every case, your salary is high enough to support your family’s current lifestyle.

Scenario 1) You LOVE your job. It’s interesting and enjoyable, and although you have a very good salary, you’d still work it even if you made 1/3 or even 1/4 as much as you do now. You’re one of those people who never wants to retire! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that may or may not make money. Example: Write a novel, become a musician, start an online business, etc. Would you support your spouse?

Scenario 2) You LOVE your job. It’s interesting and enjoyable, and although you have a very good salary, you’d still work it even if you made 1/3 or even 1/4 as much as you do now. You’re one of those people who never wants to retire! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that will *not* make any money. Example: Becoming a homemaker, being an at-home parent, volunteering full-time. Would you support your spouse?

Scenario 3) Like scenario #1, but you only sort of like your job. It pays well, it makes use of your skill set, but you don’t absolutely love it. It just feels like something worthwhile to do until you can retire. Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that may or may not make money. Would you support your spouse?

Scenario 4) Like scenario #2, but you only sort of like your job. It pays well, it makes use of your skill set, but you don’t absolutely love it. It just feels like something worthwhile to do until you can retire. Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that will *not* make money. Would you support your spouse?

Scenario 5) Like scenario #1&3, but you don’t like your job at all. You’d quit if you could, but you keep working it because it pays well enough to support the lifestyle you want. You are counting down the years until retirement! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that may or may not make money. Would you support your spouse?

Scenario 6) Like scenario #2&4, but you don’t like your job at all. You’d quit if you could, but you keep working it because it pays well enough to support the lifestyle you want. You are counting down the years for retirement! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive will *not* make money. Would you support your spouse?

Scenario 7) You currently make enough money that your spouse doesn’t have to work at all, and frankly, your spouse doesn’t want to. Your spouse prefers to spend all day seeing friends and going to the spa/gym and buying things. They also don’t raise your kids, because your kids are extremely gifted and attend an elite boarding school 9.5 months out of the year. How happy/rich would you have to be for it not to bother you if your spouse never wanted to work? (Presume that you are not the beneficiary of family inheritance or any other "free money"… you HAVE to earn an income.)

Thanks in advance. =)

I would and have supported my ex husband in scenarios 1-6….At various times in our marriage I have loved, liked ,tolerated and hated my jobs but because I was the one who provided the stable income and although at times I was miserable in my employment, I took my responsibility as a wife and helpmate very seriously. Scenario number 7 would be a dream come true! I know being a homemaker is not appealing to some and that some parents would never allow their children to attend an elite boarding school, my thought is any opportunity afforded my children to advance their education and assist them with getting into Duke and USC would be worth the sacrifice of them being away 9 months per year.

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